Prepare for a mortgage before you apply
A practical mortgage readiness checklist for reviewing credit reports, setting a budget, organizing documents and comparing loan costs.
Read the guide →BorrowAware resources
Prepare before you apply.
Use these plain-language guides to organize the decision, compare the full cost and know which questions to ask.
Choose your next goal
Four focused readiness guides.
Working through the numbers? Try the free utilization and debt-to-income calculators →
Shop for an auto loan with the financing separated from the car
An auto-loan readiness checklist for setting a full-cost budget, reviewing credit reports, comparing financing and managing rate shopping.
Read the guide →Choose a credit card around how you will actually use it
A credit-card readiness checklist for comparing APRs, fees, grace periods and repayment plans before applying.
Read the guide →Compare personal borrowing by total cost and fit
A personal-loan readiness checklist for comparing APR, fees, fixed or variable rates, repayment terms and alternatives.
Read the guide →Your goal, your sequence
Build a free readiness plan.
Answer a few questions and get an educational action plan without an SSN or hard pull.
Check my readiness